Pennsylvania Credit Union Association

First Heritage Financial, LLC.

First Heritage Financial, LLC is a credit union owned company with experienced first mortgage professionals that operates under the credit union philosophy of people helping people. First Heritage has credit union clients spread out across Pennsylvania and can work with credit unions of small or large asset sizes.

First Heritage offers a wide variety of first mortgage related services that can complement a credit union’s existing lending staff or can be your outsourced first mortgage lending department if they do not have the staff or expertise to completely service their members' first mortgage needs currently.

First Heritage Mortgage Product Offerings:
  • The entire Fannie Mae suite of mortgage programs
    • Home Improvement Mortgage Loans
    • My Community Mortgage Program
    • Condos and PUDS
    • 40 year Mortgages
    • Cash out Refinancing
    • Streamline Refinances
  • Fixed Rate Mortgages and Adjustable Rate Mortgages
  • Jumbo Mortgages (over $417,000)
  • FHA and VA programs
  • PHFA programs
  • New Construction Mortgages
  • Construction to Permanent Mortgages
  • Construction Packages with Land Acquisition
  • Investment Properties from 1 to 4 Units
  • Custom Design Credit Union Structured Programs
  • Special Services
    • Credit Union First Mortgage Portfolio Analysis
    • Member Marketing Penetration Consultation
    • Member Mortgage Financing Seminars
    • Loan Sale Services
    • Compliant Mortgage Servicing
    • Compliant Mortgage Investor Reporting

October 2010 Webinar Archive -- If your credit union has money to lend or your members are looking to purchase, refinance or build a home, First Heritage has a variety of mortgage programs to fit your member needs and earn incremental income for your credit union.

For additional details on how First Heritage Financial can increase your share of wallet with your members, visit

For more information or to get started, please contact your Association Representative at 800-932-0661, or e-mail
Business Development / Sales
Central Pennsylvania

Russell Evans
VP, Business Development
& Membership
800-932-0661 x 5330

Western Pennsylvania

Monika Scott

Sr. Account Executive