Pennsylvania Credit Union Association

Keystone Extra is a bi-weekly online publication of the Pennsylvania Credit Union Association providing topical information of interest about and for credit unions.  To receive the bi-weekly notice for Keystone Extra, please click here to sign up.


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December 5, 2014
► 20 Ways to Reward Your Employees Without Spending a Dime
► Election Update
► CO-OP Rolling Out New Outreach Materials for Millenials
► CUNA Mutual Group Introduced Risk Insight Dashboard
 December 19, 2014
► Top 10 Growth Strategies for 2015
► Best Way to Fight Fraud Is to Prevent it
► Take Your Old PC and Jump in the Deep End 
November 7, 2014
► How to Make Sure You Are Getting Good Advice in a Third-Party Bond/Insurance Review
► Register Now For CEO Summit
► Unclaimed Property Webinar
► Training Scholarships

 November 21, 2014
► The PennCAP Program: Helping Small Businesses in Pennsylvania
Fed Reserve Report Highlights Findings of 2013 Survey of Young Workers
Get Wild About Saving: April 1-30, 2015
Grow Membership Through Lending
Four Things That Improve Auto-Loan Refinance Results
October 10, 2014
► The Credit Union Difference Shared With Kenyan Delegation During Visit to Pennsylvania
► Paul E. Kanjorksi Young Professionals Advocacy Scholarship
► Cookie and Compliance
► CU Lunch Local: Credit Union Celebrate Small Busineses

 October 24, 2014
► Stop the Data Breaches; Merchants Need Accountability
► CUNA Mutual Gruop Proudly Serves the Credit Union Movement 
► Keeping Member Loyalty During A Data Breach
► Visa Gift Cards: A Service Your Members Will Appreciate 
September 12, 2014
► Collaborate with Schools on 'Experiential Learning' in Financial Literacy
►Regional Compliance Town Meetings to Feature NCUA Priorities, Policy Requirements
► CFPB Releases Data Point on Checking Account Overdrafts
► All Aboard with New Member Onboarding for Bottom-Line Results

 September 26, 2014
► Governor SIgns Bill to Modernize Credit Union Code
► 2015 Awards & Scholarship Program Open
► Celebrate International Credit Union Day: Local Beginnings Bring Global Change
► Great Leaders Create Great Credit Unions 
August 1, 2014
► Schedule and Plan International Credit Union Day Celebration
► Leadership Lessons at Fall Leadership
► The Card for College-Bound Members
► State Credit Union Code Gets Updated

 August 15, 2014
► U.S. Credit Unions Top 100 Million Memberships
► Wear Jeans. Help Kids. Make Miracles.
► How to Succeed in Indirect Auto Lending
► Keeping Employees Happy and On the Payroll
August 29, 2014
► Celebrate National Hispanic Heritage Month
► PA Credit Unions to Host Reality Fair and Reception at Capitol
► Partner Resources Help Credit Unions Combat Debit Card Fraud
► Need a Clear Strategy for 2015?

July 4, 2014
► E-Scan Helps Set the Vision for Your Credit Union
► State Credit Union Code Gets Updated
► Are You Getting Good Advice?
► A New Perspective, Maximize Performance

 July 18, 2014
► Make Your Credit Union's Disaster Recovery Plan Work
► Three Disaster Recovery Training Exercises
► Make Borrowing from Your Credit Union Easier with Point-of-Sale Financing
► Q&As: How Credit Unions Can Say "YES" to More Small Businesses

June 6, 2014
► Highlights of the 80th Annual Convention & Exposition
► Where Will You Find Your Next Big Idea?
► Developing Management Skills
► CUNA Mutual Group: Common Purpose. Uncommon Commitment.

 June 20, 2014
► Be an Award-Winning Credit Union
► Where Will You Find Your Next Big Idea?
► Exceeding Expectations
► Data + Multi-Channel Marketing = Results
May 9, 2014
► State Credit Union Legislation on Fast Track
► How to Better Comply with OFAC and FinCEN Rules
► Student Loan Refinance: A Call to Arms
► How Do You Compare?

 May 23, 2014
► The Role of Insurance in Data Breach Risks
► Do You Want an Honest Opinion
► Grow Your Auto Lending
April 11, 2014
► Continuity: The MIssing Ingredient in Most CEO Succession Plans
► Experience the Extraordinary with Craig Karges
►Aligning Marketing Performance with Strategic Business Goals
► E-Marketing: Effective, Easy, Engaging

April 25, 2014
► Comments are Critical for Risk-Based Capital Proposal
► CUPAC Invites You
► Transform Your Benefits Experience
► Six Steps to Improving Your Employees' 401(k) Plan Results
March 14, 2014
► CUNA GAC Inspires Two Young Professionals
► Credit Unions Flood Capitol Hill
► Register Early for Annual Convention & Save
► It's a Purchase Market

 March 28, 2014
► 10 Reasons to Attend the Annual Convention
► iBelong Goes Mobile
► Need an MBL Portfolio Review?
► An Opportunity to Attract and Serve Young Members
February 14, 2014
► Windows XP Support to End in April
► Have You Overlooked the Opportunity in Lifestyle Lending?
► Credit Card Marketing Pays Off

 February 28, 2014
► Teaching the How-To's of Healthy Financial Habits
► Make a Splash for Youth Week
► How Do You Lead During Change?
► There's a Report for That
January 31, 2014
CUAnalyzer:  A CEO Perspective
► Penalties for Filing Late Call Reports
► 3 Ways to Get Business Impact Analysis Data in Shape
► Leading During Changing Times

January 3, 2014
Organizing a Team to Succeed in 2014
► Influential Speakers Keynote CUNA’s 2014 GAC
► 2014 PCUA Education Calendar
► Begin With a Plan
► Addressing Credit Union Internal Controls
 January 17, 2014
It's Annual Meeting Time - Have you Reviewed Your Election Procedures?
► Electrion / Voting Options for Credit Unions
► Business Loan Portfolio Review
► Expand Your Market Presence
► Learning the Secrets to Success


December 6, 2013
Things Credit Unions Need to Know for 2014
Compliance Webinar Series: Dodd-Frank Mortgage Rules
Lending:  How Does Your Credit Union Compare?

December 20, 2013
Counting our Credit Union Blessings
The Financial Check-In: Get Personal with Your Lending Marketing
► A $247,524 Gift from Invest in America's Sprint Program

November 8, 2013
Compliance Dates to Make Heavy Hit in January
IRA Essentials, Advanced ... or Both
Smartphones: Helping Crooks Get Smarter
► HR Administrators:  Get Ready to be "WOW"ed!

 November 22, 2013
Prevent Financial Abuse for Elder Members
Prepare Yourself for New Opportunities Just Over the Horizon
Compliance Webinar Series: Dodd-Frank Mortgage Rules
► Improve Your Credit Union's Bottom Line with Investment, Financial Consulting
► CUNA CPDOnline: Boosting Productivity, Efficiency

October 11, 2013
National Cyber Security Awareness Month
iBelong Regional Meetings
IRA Essentials, Advanced IRA ... or Both!
► What's Your ROM Score?
► Marketing:  It's Not One-Size-Fits-All

 October 25, 2013
Credit Union Day Reflections
Register Early for CEO Summit
CUAnalyzer:  Create Custom Peer Groups
► Member Data:  New Strategies for the New Year
September 13, 2013
Natural Partners: Credit Unions and Life Insurance;
Complying with New Loan Participation Rule;
PA and NY Team Up for 2013 Volunteer Conference;
► The Ideal Tool for the Busy Executive;

 September 27, 2013
Applicaitons/Nominations Open for 2014 Awards & Scholarships
Fall Compliance Town Meetings
Going Casual for Kids on Miracle Jeans Day
► Maximize Your Performance Using Raddon's Member Relationship Survey
► CUAnalyzer - The One Tool for Strategy Season
August 30, 2013
Are Credit Unions a Movement or an Industry?
Experts Line Up to Help Credit Unions Score Big in Lending
Member Business Services: What Level is Your Credit Union On?
Be There, Be Everywhere

August 2, 2013
Top 10 Trends to Consider in Planning Sessions
Be A Leader Prepared For The Future
Stay Connected with Members Throughout the Car Buying Process
15 Years Since H.R. 1151
 August 16, 2013
New Look for Shared Branching, ATM Networks
New & Improved Compliance Trainings
Memories of H.R. 1151
Your Members are Mobile, Shouldn't Your Loans Be, Too?

July 5, 2013
Credit Unions Speak Out: Don't Tax My Credit Union
Leadership for a Successful Future
Be There, Be More with CO-OP Financial Services
CUAnalyzer Just Got Even Better
Looking for a Mentor? Check Out the Mentor Network

July 19, 2013
What's In a Name?
Is Your Credit Union Hungry for New Marketing Ideas?
High-Impact Sales & Service Resources Go Easy on Budget
CUMoney Visa: A Reloadable Debit Card Program to Suit Any Need
June 7, 2013
Youth Savers "Stached" $25M in April
PA's Youth Deposit Record $2M
Susquehanna Valley FCU Has Second Winning Super Saver
Tackle Data Security Risks with a 1-2 Punch
It's Spring: Do You Know Where Your Flood Zones Are?

June 21, 2013
It's Not Enough to Say Your Credit Union Doesn't Tolerate Harassment
Idea Soup for the Marketer's Soul
Free Compliance Call - Indirect Lending & The Equal Credit Opportunity Act
CU Analyzer Quick Tips
Make IT A Competitive AdvantEDGE

May 10, 2013
Serving Generations of Financial Needs
Lessons of Judge/Bradley Last a Lifetime
MBL to Meet Members' Needs
How Secure Is Your Money?
 May 24, 2013 - 79th Annual PCUA Convention
LaVelle Elected Board Chair
Speakers Focus on Members and the Future
Williams Named 2013 Youth Ambassador
Ackerman, McFarland Graciously Accept Lifetime Achievement Awards
McCormack Honored at Reception

April 12, 2013

Workplace Gardens Dig Camaraderie, Grow Relationships
New Website is Live
Connect at Special Convention Events
► Deluxe:  The Best Choice for Your Members
Making Major Life Decsions Takes Longer

April 26, 2013

► Is Your Credit Union Prepared for a Cyber Attack?
Big Ideas Presents Real-Life Successes
Convention Countdown: 20 Days to Opening Day
The Quest for Quality Service with OfficeMax
  Money Mission Makes Financial Education Fun & Games

March 29, 2013

2013 Lifetime Achievement Awards Winners to be Honored at Convention
Spring Round of Compliance Town Meetings Set
Looking to Improve Your Loan Portfolio?
Get Help with Business Lending
Free Member Webinar: College Financing 101 - Understanding the Award Letter

March 1, 2013

Managing the Comfort Zone of Volunteers
Young Professional Network's First Meeting
Sales & Service Program for Credit Unions
Grammy Award-Winning Musician to Delivery Kyenote Message
Synergent Direct Marketing Services

March 15, 2013

Top 10 Reasons to Attend the Annual Convention
Free Webinar for Young Professionals
More Big Ideas Conference Speakers Announced
Mother's Day Gift Cards - Visa TravelMoney Card
Home Buying is Growing - Is Your Credit Union Ready?

February 1, 2013

Association CEO Jim McCormack Announces Retirement
► Youth Week 2013 is Coming:  Solve the Mystery of Savings
CUAnalyzer Is A Hit
Members Need to Verify Credit Union Membership to Keep Saving with Sprint
Best Practices in a Third-Party/Bond Insurance Review

February 15, 2013

► Chapter Sponsors Public TV Home-Buyer Series
Credit Union Strategies that Win - at CEO Leadership Workshop
First Big Ideas Conference Speakers Announced - Save the Date
Prepaid Debit Card Revenues Projected to Reach $1.7 Billion
► Convention Countdown: Time to Connect

January 4, 2013

Make the Most of Your Annual Meeting and Annual Report
Make a Difference in Washington This February
CFPB Announced Increase in HMDA Asset-Size Exemption Threshold
Securing the Online Channel
Mark Your Calendars for CUNA Mutual Webinars

January 18, 2013

  Regulations, Rates & Economic Recovery Dampen CEO Optimism
►  CUAnalyzer Launches
►  Project Zip Code Helps Credit Union Advocacy
►  Education Opportunities in March
►  Technology is Key to Attracting Younger Members



December 7, 2012

►Holiday Spending, Consumer Finances & Fiscal Cliff Worries
► Make Your Reservations for CEO Summit
► Partner Showcase Archives: What Did You Miss in 2012?
► 2013 Standard Mileage Rates Up 1 Cent Per Mile

December 21, 2012

Dedicated Men and Women Keep the Credit Union Movement Going
New TV Campaign Promotes Credit Union Loans
Improve Portfolio Performance:  Choose the Right Lending Partner
CUNA Mutual's 2012 Year in Review

November 9, 2012

People Helping People in Time of Disaster
Members Matter Most at Credit Union Day Celebrations Across PA
2013 Education & Training Events
Connect with Members' Needs to Avoid Regulatory Scrutiny and Thrive in New Year

November 23, 2012

Capturing & Retaining Members Using 2-2-2 in 90
Director Training Now Available on iPad
Honor the Best of the Best with Lifetime Achievement Award
Enhanced Member Service through Merchant Lending
New Survey Details How Credit Unions Use Social Media Today

October 12, 2012

► Celebrate Credit Unions - Where Members Matter Most
Candle Sale Makes Scents for CUPAC
► CUNA CPDOnline: Updated Web Offers Professional, Risk-Free Training
► Driving Valuable Member Relationships Through Private Student Lending
► Review Policies for Re-ordering Debit Transactions

October 26, 2012

► Credit Unions Face Most Challenging Regulatory Environment in 30 Years
Treasury Urges PA's Federal Benefit Recipients to Go Direct
► Free Staff Training Available for Credit Unions Under $30 Million in Assets
► Say Goodbye to Overpaying, Say Hello to Unlimited Savings
► New Enhancements for Visa Gift Card Program

September 14, 2012

► A Crystal Ball Look at Credit Unions in 2032
IRA Workshops:  Basic & Advanced
► Maximize Your Credit Union's Performance
► Healthcare Reform: What's the Impact to Your Credit Union?

September 28, 2012

► Applications/Nominations Open for 2013 Awards & Scholarships
Fall Compliance Town Meeting Schedule
► Social Centric Conference Coming in October
► Does Your Credit Union Offer First Mortgages?

August 3, 2012

► Don't Think It Can't Hit Your Credit Union ... Educate Members About Scams
Assessing Internal Controls & Procedures
► Fall Leadership Conference: Renew & Refocus
► CMG's Auto Loan Recapture Program
► Invest in America Update

August 17, 2012

► Risky Business: Mobile Devices at Work
Congrats to Judge/Bradley Grads
► Say! What's the Big Idea?
► More Credit Unions Using ePurchasing to Save Money

August 31, 2012

► Chapters Stimulate Credit Union Collaboration
Make A Difference:  Become a Trained Tax Volunteer
► The Road Ahead:  Payment Systems Conference
► Come On, Get Social!
► Merchant Lending:  The Business Lending Booster

July 6, 2012

► Get Smart, Go Mobile
NFIP Gets Five-Year Extension
► Big Ideas Come to Life for Forward-Thinking Execs
► Is Your Third-Party Overdraft Provider Putting Your Credit Union at Risk?
► The Road Ahead for Payments Industry

July 20, 2012

► First Quarter Data Reveals PA Growth in Assets, Loans, Savings and Members
Understanding the Power of Tweets, Blogs, Status Updates and Video
► Independent Financial Advisors Give Credit Unions a Double-Booster Shot to Capital
► Putting Your Credit Union's Interest Rate Risk Policy Into Practice

June 8, 2012

► Highlights of the 78th Annual Convention & Expo
Big Ideas Conference for Progressive, Forward-Thinking CEOs & Executive Management
► A Closer Look at First Mortgage Options

June 22, 2012

► Little e is Big In Savings, Protecting Members and Environment
Compliance Date for TDR Loans
► Leadership Redefined at 2012 Fall Leadership Conference
► CUMoney Family Card Offers Independence & Control

May 11, 2012

► Consumers Say Personal Finances Need Major Overhaul Highlights Participating Credit Unions
► Overdraft Practices on Next Compliance Conference Call
► DEPOSIT CHEK Services Now Available from AFS
► Offer Visa TravelMoney - No Implementation/Annual Fees
► Convention Time Arrives

May 25, 2012

► Highlights from National Credit Union Youth Week
Youth Saving Challenge Results
► Erie FCU Teen is Winning Super Saver
► New Volunteer Conference Coming this Fall
► CO-OP Network Brings Surcharge-Free ATMs to Your Members

April 13, 2012

► 2012 Lifetime Achievement Award Winners to be Honored at Convention
Meet Me in the 'Burgh
► Build Real Estate Lending Portfolio
► Learn from the Best at the Lending & Collections Conference
► Leverage Your Time and Spending

April 27, 2012

► Judge/Bradley Leadership School Has Rich History
Four Common Mistakes Credit Unions Make Online
► Enhanced Invest in America Credit Union Member Discount from GM
► Help Members Save on Spring Gift-Giving

March 30, 2012

► Credit Unions On The Rise
Finding Success In Tight Lending Environment
► CFPB Launches Inquiry Into Overdraft Programs ... What This Means for Credit Unions
► The Value of Partnerships

March 2, 2012

► Supporting Healthy Growth with Supplemental Capital
PCUA, NCUA to Offer Small Credit Union Clinics
► Find Value in Real Estate Lending
► New Compliance Dates Springing Up
► Introducing Same-Day Batch for DEPOSIT CHEK and TrueChecks
► ATM Security & Compliance FREE Webinar
Get Ready for Youth Week

March 16, 2012

► Spring Training Ideas to Score Big with Members and Employees
► Biz Kid$ Teaches Kids How to Make and Manage Money
► Can You Explain Your IRR, ALM and Investment Policies to Examiners?
► Gift Giving Season is Around the Corner for Moms, Dads and Grads

February 3, 2012

► Project Zip Code Makes Grassroots Count
Save the Date for Spring Compliance Town Meetings
► Upcoming Front Row Webinars
► Breaking the Barriers with Agility's Help
► Next Two Discovery Webinars: Human Capital and Exonomic Update

February 17, 2012

► Top 10 Reasons to Attend the Annual Convention
It's 11 O'clock ... Do You Know Who is Your Congressman?
► The Right Mix for a Successful Auto Lending Program
► Credit Unions for Kids 2012 Campaign Begins March 1
► Free Compliance Conference Call Feb. 28

January 6, 2012

► Top Five Predictions for Credit Unions in 2012
CUNA GAC: Powerful Cause. Positive Effect.
► Precautions to Avoid ATM Fee Lawsuits
► Registration Open for March CEO Leadership Workshops
► CO-OP Network: Your Link to Surcharge-Free ATMs Everywhere

January 20, 2012

► Five Elements of a Good Auto-Loan Refinance Campaign
Put Youth Week Plans Into Action
► Education Update
► Top Three Student Lending Myths Debunked
► Audit Services Announces New Hires