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PaCUSC Products - Shared Branch Express


Members like the convenience of shared branching and the convenience of the ATM, so why not bring them both with Shared Branch Express? By adding shared branching to your ATM channel, you will expand your reach not only to your members, but shared branching members.  Shared Branch Express is a self-service innovation that's an industry first, offered exclusively through CO-OP Financial Services and Diebold.

CO-OP makes these advances in convenience and access possible, simply by maximizing your existing or new Diebold Opteva terminals. The software-based solution is designed to leverage the mainline ATM infrastructure that constitutes your most dominant delivery channel by establishing a self-service standard, pioneering the use of the new IFX terminal handler and its open-messaging technology.  This solution provides members access to all account relationships and supports cardless transactions.    

What’s in it for you:

  • Leverage your investment in Diebold Opteva terminals with a software-only shared branching solution innovation.
  • Give your members full self-service access to their accounts, and direct control over transactions that traditionally would have required a teller.
  • Increase branch efficiency by alleviating teller lines.
  • Generate acquirer revenue, saving the expense of buying an acquirer module.
  • Provide expanded, self-service, and shared branching access 24/7.
  • Expand your branch reach without the expense of brick and mortar.
  • Differentiate your business from big banks with credit union-unique shared branching.
  • Deliver a shared branch experience that sets you apart from other financial institutions.
  • Integrate both ATM and shared branch self-service transactions into your existing channel-management process with CO‑OP, utilizing all current ATM reports, monitoring, management, and other tools.
  • Extend shared branch transactions to the 1,700+ credit unions and 32 million members in the CO‑OP Shared Branching Network when your credit union participates in shared branching.


Interested in obtaining more information?  Contact or 800-932-0661.

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