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ATM / Payments

Credit, Debit, Bill Pay, Mobile Pay

PSCU is the nation’s leading credit union service organization (CUSO) and provides credit, debit, bill pay and mobile payments. The company leverages the cooperative model to better serve credit unions and their members through scale, buying power, partnerships with payments industry leaders and access to best-in-class payments processing platforms.

The combination of leadership in payments and a commitment to ongoing investment in technology and talent makes PSCU an optimum partner to process, service and grow credit unions’ card programs. PSCU’s technology infrastructure, from its call center service applications, to its support for member-facing self-service applications is a critical component of PSCU’s service delivery model.

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Prepaid Debit

The LSC CUMONEY program is an affordable relationship-building tool that’s easy to implement and carries one of the lowest fee structures in the market.

Prepaid debit cards are safer than cash, more convenient than checks, and easier to obtain than credit or debit cards. Take advantage of the unique nature of prepaid debit cards to reach non-traditional, under-banked and youth market segment with prepaid (gift) and reloadable debit card programs.

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Surcharge-Free ATM Network

With nearly 30,000 surcharge-free ATMs nationwide, the CO-OP network is the most expansive credit union-owned ATM network in the nation.  A full suite of locator tools makes it simple to find the nearest ATM using a mobile or landline telephone, online connection or GPS device.  PIN POS network services are also available.

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ATM Surcharge-Free Alliance

Your Association has led the fight against ATM surcharges as a consumer rights issue. To help credit union members avoid ATM surcharges, more than 400 credit unions in ten states have joined together to form the ATM Surcharge-Free Alliance.

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